UK Student Visa Explained: Requirements, Money and Work Rules (2026)
Photo: Michael Haney / Pexels

The UK Student visa lets you study at a licensed institution if you have an offer, enough money to cover fees and living costs, and the required level of English. You need a Confirmation of Acceptance for Studies (CAS) from your college or university before you apply. This guide covers eligibility, the money you must show, the 28-day rule, work rights, and what happens after you graduate.

Who can get a Student visa

You can apply if you are 16 or over, have an unconditional offer on a course with a licensed student sponsor, can support yourself financially, and can prove your English. Your sponsor issues you a CAS, a reference number that confirms your place and the course details, which you use in your application.

The money you need to show

You must prove you can pay your course fees and support yourself. The living-cost element for 2026 is set at fixed monthly rates for up to nine months.

Where you study Living costs per month Up to 9 months
In London £1,529 £13,761
Outside London £1,171 £10,539

You add these living costs to any unpaid tuition fees shown on your CAS to get the total you must prove. Figures change, so confirm the current amounts on GOV.UK.

The 28-day rule

The money must sit in an eligible account for 28 days in a row. The last day of that 28-day period must fall within 31 days of the date you apply. If your balance dips below the required amount at any point in those 28 days, the clock resets, so plan ahead and do not move funds during this window.

English language

Most degree-level applicants must prove English at B2 level through an approved Secure English Language Test, unless an exemption applies, for example if you are from a majority English-speaking country or have a UK degree.

Working while you study

Degree-level students can usually work up to 20 hours a week during term time and full-time during holidays. Some courses and colleges carry tighter limits or no work rights, and you must not be self-employed or work as a professional sportsperson. Always check the exact conditions printed on your visa.

Bringing family

Since January 2024, most Student visa holders cannot bring dependants. The main exceptions are students on postgraduate research programmes, such as a PhD, and government-sponsored students. Check whether your specific course qualifies before making plans.

Costs beyond tuition

Alongside fees and living costs, budget for the visa application fee and the Immigration Health Surcharge, which is £776 per year for students and gives you access to the NHS.

After you graduate

Many graduates can switch to the Graduate visa, which allows you to stay and work for a period after completing an eligible course, without needing a sponsor. From there, some move on to a Skilled Worker visa and a longer-term route to settlement.

Frequently asked questions

How much money do I need for a UK Student visa in 2026?

You need your unpaid tuition fees plus living costs of £1,529 a month in London or £1,171 a month outside London, for up to nine months, held for 28 consecutive days.

Can I work on a Student visa?

Degree-level students can usually work up to 20 hours a week in term time and full-time in holidays, but check the conditions on your own visa.

Can I bring my family?

Usually no. Since January 2024 only students on research postgraduate courses or government-sponsored courses can normally bring dependants.

What can I do after my course?

Many graduates switch to the Graduate visa to work in the UK, and some later move to the Skilled Worker route.

For all UK routes and how they connect, see the UK visa guide for newcomers.

You May Also Like

UK Visa Application Fees to Increase from November

From November, applying for a UK visa from abroad will cost more, affecting applicants from India to Nigeria seeking to move to the UK.

Home Office’s Refugee Protection Cut Sparks Legal Challenge

The Home Office’s decision to cut refugee protection to 30 months has provoked legal action, questioning the humanitarian impact of reduced leave.